Retire In Montana

Let’s explore a few places to live and/or retire in the United State. I personally know people who live in Montana, and this may be a place that may appeal to a few folks. Whether you want to retire in Montana, take a vacation, or relocate there for other reasons, I look forward that you find this information helpful. Retire in Montana


Over the years I have lived as well as traveled to a good many places around the world, and I have found pros and cons in all of them. Where some people are delighted with the mystique and beauty of Hawaii, others find the rugged terrain and more challenging climate of Alaska more suitable to their tastes. Wherever you go it is a trade-off of many factors.

Retire In Montana — A Few Basic Facts

— The state capital is Helena (31,429)

— Attained statehood November 8, 1889

— Population is approximately 1,062,000

— The density of the state is six people per square mile

— Located in the northwestern part of the United States bordering Canada (British Columbia, Alberta, and Saskatchewan)

as well as the states of Wyoming, Idaho, South Dakota, and North Dakota

— Its nickname is the Treasure State as well as Big Sky Country

— The state animal is the Grizzly Bear (about 1800 bears)
— Large deposits of copper, silver, lead, oil, manganese, gold, and timber

— The name Montana is of Spanish origin (Montana’s name comes from the Spanish word mountain)

— The largest city in Montana is Billings (109,642)

Bitterroot is the official state flower

— Because of its history of mining the city of Butte is called the “richest hill on planet earth”

— Mining and agriculture are its two (2) main industries

— Population includes eight (8) Native American tribes

— Glacier National Park has two hundred and fifty (250) lakes

— Granite Peak is the highest point in Montana [12,807 feet which is tenth (10th) highest in USA]

— It has a population of 8,000 moose who were thought to be extinct at one time

— A very large variety of mammals [elk, bison (the largest land mammal in North America), grizzly bears and buffaloes]

— One of the world’s largest collections of dinosaur fossils

— Beaver Creek Park, located in Hill County, is the largest county park in the USA

— Has the largest population of golden eagles in the United States

— The western meadowlark is the official state bird

— Fort Peak Dam, located in Northeast Montana, is one of the largest earth-filled dams in the world

— First state to elect a woman (Jeanette Rankin) to Congress (1916 and re-elected in 1940)

— More cattle than people in Montana as well as the elk, deer and antelope populations outnumber the humans

— White pelicans migrate from the Gulf of Mexico each year

— The world record for the greatest temperature change within twenty-four (24) hours took place in the city of Loma (-54 degrees Fahrenheit to 49 degrees Fahrenheit: change of 103 degrees)

— The first National Park in the United States, Yellowstone, is partly located in Montana. Within the area of the park there are supervolcanoes and between one thousand (1000) and three thousand (3000) earthquakes each year

— More than one hundred (100) mountain ranges in the western half of the state

— The two (2) most popular slogans are the “land of the shining mountains” and the “last best place.”

— Due to the mining of gold, in 1888 Helena had more millionaires per capita than any other city in the world



Retire In Montana — Some Pros and Cons Retire In Montana

It is no secret that Montana is known for its natural beauty. Road swathes of the Montana country is not just beautiful but empty. Since the state’s population density is the third-lowest in the country, Montana is quite empty as well as being beautiful. While this may appeal to you, here are a few things to consider prior to taking the plunge.
Be sure to Be Prepared for some Freezing temperatures: With unpredictable temperature swings, Montana is quite cold during the winter months. There can be swings between fifty (50) degrees above to fifty (-50) degrees below zero between the months of November and March. In addition to dressing appropriately for the weather, it is imperative to have a Winter Survival Kit (shovel, water, power source, flares and flashlights, food, blankets, toiletries, tools and supplies, radio, and a first aid kit) in the car.

People are friendly: People are very friendly and engaging, and will freely chat and share stories in diners and cafes. It’s a slower pace of life, as I myself have experienced by living in a few small towns.

It’s an outdoor lifestyle: Getting out into nature and staying active is the theme of this area. In addition to outdoor activities, many folks work outside in nature as farmers and ranchers. Others who work in offices are eager to get out for camping, hunting, hiking, fishing, and canoeing.

Lots of snowboarding and skiing: With fifteen (15) ski areas and resorts, winter sports are a big part of the lifestyle in Montana.

Self-sufficiency is a must: Especially in rural areas, you may experience challenges such as power outages after a storm, or even car batteries not working with the extremely cold weather. With basic survival supplies in your car and home, you will be prepared for handling almost any situation. Neighbors are a vital part of living in Montana, so you may get a knock on the door for some friendly assistance at times.

Very good public universities: Whether you have kids or are planning to return to school yourself, it’s good to know that you have many viable public options for education. Both the University of Montana and Montana State University are highly regarded. If retiring or about to retire, you can obtain Lifelong Education Status at Montana State University and take college classes.

Hunting and Fishing are very popular: Many folks source some of their food outdoors. These are strong cultural values along with gun ownership. Proper licenses need to be obtained to participate in these activities.

Plenty of Wildlife: It is part of living in this part of the world to have occasional run-ins with rattlesnakes, bears, and even sandhill cranes. If you have a garden you will want to figure out ways to protect it from the wildlife.

Ranching is an active industry: Agriculture adds four ($4B) billion dollars to the economy of Montana. There are 28,008 ranches and farms in the state.

A political divide: The state’s politics are shaped by the urban-rural divide. Republicans dominate the three (3) electoral votes, but Montana’s senior U.S. senator is a Democrat. The conservative rural areas surround the more liberal cities.

Get a Four-Wheel drive truck or car: It’s more of a necessity than anything else considering the extreme winters and beat-up rural roads.

An oasis of Craft Beer: Whether home-brewed or commercially produced, there is no lack of quality craft beers in Montana. With fifty-three (53) licensed breweries throughout the state you won’t go thirsty for your favorite brews. More than five hundred (500) people are employed by these establishments which create a sixty ($60,000,000) million dollar annual industry. Kits are available throughout the state for those interested in brewing at home.

Housing is scarce: Before moving to Montana set up at least a temporary rental. It may take a while to locate your ideal home. For example, eighty-three (83%) percent of the workforce in the city of Big Sky commute from outside because of the lack of affordable housing in the city.

Population Density is Low: This is a very sparsely populated state with empty roads, and many homes are miles from their neighbor.

Not the trendiest place around: It may take a couple of years to catch up with what is happening in major cities such as New York and Los Angeles.  New fashion and restaurant trends will be arriving at a snail’s pace.

Retire In Montana —  A Few Towns to Consider Retire In Montana

If you decide to move to Montana here are a few towns to consider.


Here you will find an interesting mix of hunters, anglers, and university students. Home to the University of Montana it is definitely leaning left on the political spectrum. It is known for it’s locally made items and foods, and the slogan “keep Missoula Weird” will be found on many bumper stickers. In addition to good public transportation, it has two (2) medical centers, a d  access to skiing and world-class fishing. Home prices are a bit over $200,000.



This town is the gateway to Yellowstone National Park as well as easy access to Grand Teton National Park. Skiing is close by as well as plenty of hunting, boating, fishing, snowshoeing, horseback riding, hiking, and snowmobiling. It is home to Montana State University and home values are around $250,000.



Located in the Northwest part of the state, Whitefish is the Gateway to Glacier National Park. It is next to Whitefish Lake and Flathead Lake. Kalispell, which is a larger city, is close by. Whitefish has a population of approximately 6357. Prices are a bit higher because of the upscale nature of Whitefish. Homes go for around $265,000 (higher than state average). In addition to skiing you have access to plenty of swimming, boating, ice fishing, camping, hiking, and hunting.


Residing on the northern part of a valley called “The Flathead”, it is nestled up near Flathead Lake, which is the largest natural body of freshwater west of the Mississippi River. It is also known as the Gateway to Glacier National Park and also has plenty of outdoor activities available. Kalispell Regional Medical Center is one of the top hospitals in the country. Housing prices average in the $190,000 to $200,000 range. The population is around 25,000.


Summing Things Up about MontanaRetire In Montana

As with anywhere else, you need to weigh the pros and cons relative to your individual preferences. While Montana offers much for someone into outdoor activities and a slower pace of life, those who cherish big city life will find it a tough adjustment.

Montana offers some of the best trout fishing anywhere in the country. In addition to plenty of mountains and wide-open prairies, there are cities such as Missoula, Billings, and Bozeman with thriving economies and a variety of activities including museums, shopping, concert venues, and restaurants.

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Retire In Montana

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12 thoughts on “Retire In Montana”

  1. Hi Joseph, 

    Taste differs, at the end of the day, it all boils down to own individual personalities. My preference to live and work and retire in Hawaii because of the terrestrial mystique that comes will the place might not mean anything to one that does fancies the ruggedness of t terrain of  Alaska, the rough whether notwithstanding. 

    I couldn’t load the page, I am still trying. Please don’t disapprove my comment. 

  2. Wow! This is very insightful and enlightening. I particularly love this post because of its highlighted facts. 

    I’m a nature enthusiast and lover. I like exploring nature because to me, it’s the most beautiful thing a man can engage in so as to connect with God. I really like going on adventurous vacations and with the information’s provided here on your post. Montana seems like my next perfect vacation home. I’m always intrigued by uncertainty and weather change and it seems Montana has it all for me.

    Let me start the processing right away. Thanks for your informative post.

  3. Hi Joseph,

    That 24 hour temperature swing of 103 degrees F that you referred to is spectacular..!!

    I have to say, if I were to retire somewhere I would be aiming for a somewhat milder climate!

    It’s nice to have changes of season – places like Singapore and other equatorial locations can become oppressive if there is no let up from the heat. But extreme cold such as you get in Montana would not make it my first choice!

    I remember years ago landing in Minneapolis St Paul and walking out into -18 deg – it was so cold it was like walking smack into a door! So I cannot imagine what -54 feels like.



    • Hi Martin,

      I agree that the extreme cold can really get your attention rather quickly. Growing up in Connecticut I experienced some below zero temperatures but not that cold. Like anywhere else you need to be prepared. The majority of time spent for me would be in a house, office, store or my car when it is that cold.

      Singapore is one of my favorite places for the diversity of cultures and the variety of things to do.

      All the Best.


    • Thanks for your comment Alisha. If you want to avoid the cold anytime between May through September would be a good choice.

  4. I have always heard of this place but did not know that it offered all of this. This is a good spot both for vacation and making it your retirement home. There is nothing like enjoying the peace and quiet as you connect with nature.

  5. Montana looks like an awesome place!
    I don’t think I would ever consider living there as I love it here in Australia, but when I visit the US in the next couple of years, Montan is definitely one of the places I’d like to visit!
    Very informative post, thanks 🙂

    • Thanks for your comments John. I am sure you will enjoy Montana when you visit. Last night I was just speaking to a friend and business colleague from Australia. He lives in Brisbane and loves it there. He’s from the USA but have lived there about thirty years.


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