Topping Up Your Retirement Funds

By 2026, Marketplace notes that as many as 22% of 65-year-olds and over in America will be employed. Topping up your retirement funds is definitely a current issue for many.

By Natalie Jones,

Topping Up Your Retirement Funds in Easy and Fun Ways

Whether it’s due to financial necessity or simply wanting to stay more active, perhaps you’re a senior who wants to supplement your income by taking a job. If so, you’re in luck! Today, The Un-Retired Entrepreneur outlines the best way to go about it, as well as the other benefits you’ll gain besides financial freedom.

Tips on Gaining Employment


  • Recruitment agencies: Narrow down the type of work you’re interested in, and then sign up with a recruitment agency specializing in your area of expertise. There are many agencies to choose from. Look for ones who will actively promote your candidacy among potential employers.
  • Don’t let age be a burden: Your age shouldn’t damage your prospects of employment. You having a problem with it could. If your potential employer doesn’t mention it, neither should you.
  • Be enthusiastic: Talk to your potential employer about the future. Tell them where you want your career to be in, say, five years. Ask about what ambitions the company has for future growth. Your enthusiasm indicates you’re in for the long term.
  • Mention your hobbies and interests: Many companies are actively involved in their communities, so be sure to mention any involvement you have, such as volunteer work, as it could be considered relevant.


Topping Up Your Retirement Funds — Best Jobs For Seniors


  • Concierge: An ideal position if you like meeting interesting people. You’ll be providing personal services to residents, visitors, and workers in their place of employment.
  • Head for figures? If you’re good with numbers, then bookkeeping may be your forte. You’ll be focusing on creating financial records, including issuing payments to suppliers and invoicing customers.
  • School bus driver: Job requirements include a commercial driver’s license, a clean driving record, a background check, and of course, a high tolerance for boisterous and annoying kids. Interaction with kids throughout the day can alleviate symptoms of loneliness and isolation.
  • Housekeeper: Whether it’s cleaning private homes, businesses such as hotels, hospitals, or offices, housekeeping is an excellent way of supplementing your retirement income. Taking on individual clients will afford you flexibility and control over how many hours you work from day to day.


Other jobs include sales worker, security guard, nanny, or secretary. Or, you may decide to join the growing number of retirees who are starting their own businesses. If this is the case, you’ll want to avoid the hassle of mountains of paperwork by forming an LLC. You’ll also benefit from its many tax advantages, such as avoiding double taxation, taking advantage of business loans, and reducing personal liability for debts. You can set up your new LLC yourself or better yet, take advantage of an online formation service that’s already familiar with the regulations in your area. Not all formation services are equal, though, so check Legalzoom reviews for LLC by and compare prices to save a bundle and reduce your stress.

Maintain an Active Mind


Just because you’ve hit retirement age doesn’t mean the end of your working life. Quite the opposite. While many people thrive in retirement, Psychology Today points out that others quickly fall into mental and physical decline. A job is a good way to keep your memory active.


Planning for retirement is enough to make anyone feel a little overwhelmed. With a little careful planning, though, you’ll be just fine. Follow some or all of these pieces of advice, and watch your retirement pot fill to the rim in no time!


The Un-Retired Entrepreneur offers tips and resources to help you create your ideal retirement lifestyle at any age. Questions? Don’t hesitate to ask!


Image via Pexels


By Natalie Jones,