The benefits of a balanced life are really too numerous to mention in any great detail, but I just want to name a few which are critical to our happiness and well-being.  Very often as an adult, we end up doing what we would never have done as a child, and that is thinking too […]

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With this article right here, to start the New Year of 2019 off, I am going to review a few of my previous articles/posts related to Baby Boomers and the challenges of retirement. In the Baby Boomer Retirement Plan I am going to outline a few strategies for folks who are preparing to retire, or […]

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Although there are some folks who have spent the time to plan their retirement and determine the amount needed to retire comfortably, unfortunately many people both retired and approaching retirement have failed to determine how much money they need to retire. How much money do I need to retire is a very helpful question to […]

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It’s never too late to change your life regardless of your age or circumstances. When you have a very deep desire to do this, nothing will stand in your way.    There are so many options available to all of us once we determine specifically what we desire. This one decision opens up a wealth […]

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Finding meaningful work applies to all age groups, whether you are a Baby Boomer, Generation X, or a Millennial. This goes way beyond survival or money for the sake of money and buying stuff.     This is all about aligning oneself with one’s true passion and letting loose and going for it with all your […]

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Without proper information and/or experience it can be quite difficult in locating a   financial adviser who is both competent and trustworthy. Especially if you live in a large metropolitan area, there is no lack of choices. So how to choose a financial adviser is extremely important to our financial future. I will present a few […]

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Are baby boomers ready to retire? That really depends on a number of factors the most prevalent being one’s current financial status.    As I mentioned in previous posts, called The Baby Boomer Retirement Crisis, for people fifty-five (55) and over twenty-six (26%) percent of people have less than fifty thousand (50,000) dollars saved, and […]

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As more baby boomers continue to reach retirement age, many face quite real challenges in making ends meet. As I mentioned in a previous post, Creating A Retirement Income, there are ways to manage this issue. Having a clear picture of where you stand right now with your current benefits and income streams is critical. […]

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Unless you work for, or have worked for, a government entity during your career, there is a very high probability that you do not have a traditional pension. Your 401-K or other investments may or may not be sufficient to supplement your social security entering retirement. Creating a retirement income to supplement what is currently […]

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